What Is Term Life Insurance? J. Burt & Associates 815-223-1222

By J. Burt & Associates | May 16, 2014



Term life insurance is “pure” insurance. It offers protection only for a specific period of time. If you die within the time period defined in the policy, the insurance company will pay your beneficiaries the face value of your policy.

Term insurance differs from the permanent forms of life insurance, such as whole life, universal life, and variable universal life, which generally offer lifetime protection as long as premiums are kept current. Also, unlike other types of life insurance, term insurance does not accumulate cash value. All the premiums paid are used to cover the cost of insurance protection . . .

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Registered Representative of and securities offered through OneAmerica Securities, Inc., Member FINRA, SIPC, a Registered Investment Advisor. Insurance Representative of American United Life Insurance Company® (AUL) and other insurance companies.  J. Burt & Associates-Financial Partners is not an affiliate of OneAmerica Securities or AUL and is not a broker dealer or Registered Investment Advisor. American United Life Insurance Company®, is licensed and authorized to conduct life insurance business in every state of the United States, except New York. J. Burt & Associates–Financial Partners has agents who are licensed and authorized to conduct life insurance business in IL, WI, IA, OR, IN, FL, CA.  J. Burt & Associates-Financial Partners also has agents who are licensed and authorized to conduct securities related business in IL, IA, WI, OR, FL.  This website is in no way to be construed as an offer for the sale of insurance or securities products in unauthorized states or countries.


  • J. Burt & Associates
    241 Marquette Street
    La Salle, IL 61301-2436
    Phone: 815-223-1222
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